INVESTOR Cash Flow Loan Options- DSCR Loan Program

Hello:
Looking to invest in a property? What are the rates up to ?!
I have included the Investor Cash Flow Loan Program for your review.
For more detailed information, please click here YOUR TOTAL SAVINGS REPORT to see and listen (this had audio so be prepared to turn down your speakers) to a two-minute presentation on the benefits of the DSCR Loan Program for investment properties.
What is debt service coverage ratio in real estate?
Debt service coverage ratio – or DSCR – is a metric that measures the borrower’s ability to service or repay the annual debt service compared to the amount of net operating income (NOI) the property generates.
DSCR indicates whether or not a property is generating enough income to pay the mortgage. Lenders use the debt service coverage ratio as one measurement to determine the maximum loan amount when a real estate investor is applying for a new loan or refinancing an existing mortgage.
The larger the DSCR ratio is, the more net operating income there is available to service the debt.
HOW REAL ESTATE INVESTORS USE DSCR
Let’s assume an investor is thinking about purchasing a rental property with an asking price of $250,000.
The debt service coverage ratio (DSCR) is a ratio of a property's cash flow to its annual mortgage debt. Our lender(s) of choice includes principal, interest, taxes, insurance and HOA fees in the mortgage debt. The ratio is calculated by taking the expected rental payment and dividing it by the annual mortgage debt RDP (Rent Divided PITIA= DSCR).
Example Rent Divided PITIA (RDP)
$1100 Rent / $1000 PITIA = 1.10% DSCR Positive Cash Flow
$1100 Rent / $1100 PITIA = 1.00% DSCR 1 to 1 Break Even
$1000 Rent / $1100 PITIA = .90% DSCR Negative Cash Flow
Please click here to get started or to grow your investment portfolio.
You can apply now at http://www.KesslerHomeLoans.com or AT MY ONLINE APPLICATION - http://www.MyMortgageGuyTOM.com
Upon your review, please call my office at 386-301-7965, so we can discuss your exact needs and to answer any questions you may have. Rates move daily so if something catches your eye let’s discuss very quickly.
I look forward to working with you.
Your Total Saving Analysis Report -click here or the pic below - https://mcedge.tv/2yc3pa
YOU CAN APPLY at: http://www.KesslerHomeLoans.com/apply-now
Thank You,
Thomas Ooten

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