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3 IMPORTANT THINGS YOU CAN DO RIGHT NOW
1. Check Your Credit Report(s)
2. Setup Payment Reminders
3. Reduce the Amount of Debt You Owe
You can obtain your "Free Annual Credit Reports" online at
http://www.annualcreditreport.com
They will ask you security questions about your credit and only you will know the answers, so be prepared with your information ahead of time.
or you can use the Annual Credit Report Request Form that I have provided on this page located in the section below/side.
You will USPS mail this with 2 forms of ID and get your credit reports back within about 2-3 weeks.
*This happens often, at least one credit bureau may request (by a letter) additional information to verify your identity and you will just need send the requested information to clear the verification process.
Please feel free to reach out with any questions.
Thank You,
Thomas Ooten